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Business liability insurance
Comprehensive business liability insurance solutions
Flexible, cost-effective protection against unexpected claims
Gain peace of mind for your company's operations
Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years of experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.
Search our panel of insurers to find competitive cover
Three simple steps
The fact find
Complete the online question set or speak to one of our agents.
Search the market
We identify the policy that best suits your business requirements.
Your business insured
Complete your insurance purchase online in minutes or over the phone.
Get a quote online in 10 minutes
What is business liability insurance?
Business liability insurance is a key layer of protection for companies in the UK. It protects your business from financial losses due to claims of injury, property damage, or legal disputes. This type of insurance allows you to operate with peace of mind, where you know your business is covered against unexpected incidents that might arise during operations.
It's true: business liability insurance is not a legal requirement. However, many organisations feel it is an essential addition. It maintains a stable, trustworthy business environment, one that is appreciated by clients and partners.
What's covered by business liability insurance?
Public liability
This covers claims from third parties for injuries, as well as property damage that occurs on your premises or due to your business activities.
Product liability
Supplies protection against claims related to injuries or damages caused by products your business manufactures or supplies. The result: your products don't become a financial liability.
Professional indemnity
Protects against claims of negligence, mistakes, or inadequate service offered by your business. Key for service-based industries where professional advice is given.
Directors and officers
D&O covers legal costs and compensation for claims made against directors and officers for wrongful acts in their managerial capacity.
Cyber liability
Keeps your business protected against losses related to hacking, data breaches, and other cybercrimes. It covers legal fees, compensation costs, and fines.
Legal expenses
Covers legal costs associated with defending your business against claims or pursuing legal. Financial support is provided during legal disputes and proceedings.
Why liability insurance is important for businesses
- You can shield your business from potential – and significant – financial losses brought about due to claims. Your business remains operational, even in the face of substantial compensation claims.
- Meet legal requirements, such as employer's liability insurance, to operate legally in the UK. This again helps to avoid potential fines and legal issues.
- Protect your business reputation by demonstrating a commitment to addressing and resolving issues responsibly. Doing so maintains trust with clients and partners.
- Added confidence, due to knowing your business is insured against unforeseen incidents, makes your business a more attractive package to potential clients and partners.
- As it assists with the identification and mitigation of potential risks, it contributes to safer business practices – which also reduces the likelihood of incidents that result in claims.
- Forget about the constant worry of potential claims. With business liability insurance, you can focus on operations without such issues hanging over your head.
Frequently asked questions
Can’t find an answer to your question? Talk to the Radius customer support team on 0333 070 5876. We’re here to help you with any questions or concerns you may have.
Take control of more than just insurance
Business expense management
Radius' software integrates with over 20 accounting and ERP systems. Automate administrative tasks now to save time.
Invoice management
Free app to make claims on the go
Business energy
We have extensive knowledge of the energy supply industry and can identify the best opportunities for savings.
98% of our clients stay with us
Up to 50% savings to reinvest into your business
Why choose radius?
Our international presence impacts over 470,000 businesses across five continents.
Expertise
Our team has over 36 years of experience helping more than 470,000 customers globally
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
Solutions
Use our award-winning technology and services to save your business time and money.
Can’t find what you are looking for?
Need help? The customer support team at Radius operates across more than 50 offices worldwide, providing local contact with a global presence. Let us know how we can assist you.
Radius Business Solutions (UK), a trading name of UK Fuels Limited, Radius Insurance Solutions Limited and Milestone Insurance Consultants Limited are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions Limited is a registered company (number 3668469 and FCA reference number 300425). Radius Insurance Solutions is a trading style of Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.