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Motor fleet insurance
Motor fleet specialist with decades of experience
Access to fleet management technology
Risk management to reduce claims over time
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Helping businesses with insurance for over 70 years
Finding you the best cover
We have a panel of 120 insurers to discover suitable quotes and tailored cover for your needs.
Experts
Our team of insurance specialists have more than 70 years experience in the industry.
Personalised cover
Our agents conduct a thorough fact find to understand your unique requirements, then work with insurers to get you the cover you need.
More than just insurance
Radius offers telecoms, fuel cards, telematics, insurance, electric vehicle charging, energy and vehicle solutions to businesses across five continents.
Search our panel of insurers to find competitive cover
We work with household names to small specialist insurers to find the best policy for your business vehicles.
Three simple steps
The fact find
Complete the online question set or speak to one of our agents.
Search the market
We identify the policy that best suits your business requirements.
Your vehicles insured
Complete your motor fleet insurance purchase online in minutes or over the phone.
Get a quote
Types of motor fleet insurance
Motor fleet insurance comes in various forms to suit different business needs. Third-party only insurance offers basic coverage for damage or injury to others. Third-party, fire, and theft steps this up with protection against vehicle theft and fire damage. Comprehensive insurance delivers extensive coverage, including vehicle damages and injuries to the driver. Additionally, insurance types are created for specific fleet insurance categories. From company cars to tradesman vehicles, they are tailored to the unique needs and risks associated with specific vehicle operations and industries. The motor fleet insurance types we cover at Radius include:
Taxi and minibus fleet insurance
Ensure your taxi and minibus fleet is protected with comprehensive insurance tailored to your needs.
Courier fleet insurance
Keep your courier fleet moving smoothly with insurance coverage designed to safeguard your operations.
Tradesman fleet insurance
Protect your tradesman fleet against unforeseen risks with insurance solutions crafted for your industry.
Coach fleet insurance
Safeguard your coach fleet and passengers with specialised insurance coverage for peace of mind on the road.
Haulage fleet insurance
Secure your haulage fleet with robust insurance options tailored to the unique challenges of the transportation industry.
Company car fleet insurance
Streamline your company car management with tailored fleet insurance solutions designed to fit your business requirements.
Self-drive hire fleet insurance
Drive confidently with self-drive hire fleet insurance, providing comprehensive coverage for your rental vehicles.
Credit hire fleet insurance
Ensure uninterrupted service with credit hire fleet insurance, designed to protect your vehicles and your bottom line.
Benefits of motor fleet insurance
Our innovative app simplifies the claim reporting process, allowing your drivers to quickly – and easily – report incidents directly from their smartphones.
If required, these can be invaluable in capturing on-scene evidence. They offer a reliable alternative to digital methods.
These handy cards provide your drivers with clear instructions on what steps to take in the event of an accident.
We maintain a comprehensive register of all your policies.
Our organised claims registers supply a detailed record of all past claims.
Quarterly claims analysis meeting
Meetings are held to analyse your claims, where insights and strategies help reduce future incidents and costs.
Regular service calls to your premises
We believe in personal service, which is why we conduct frequent in-person service calls.
All claims handled in-house
Our in-house team expertly handles all aspects of claims, including the recovery of uninsured losses.
Experienced brokers and bespoke programmes
Our team of experienced brokers designs bespoke insurance programmes, made specifically to meet the unique needs of your fleet.
What is motor fleet insurance?
Motor fleet insurance simplifies the process of managing vehicle risks, giving you uniform coverage across all vehicles in the fleet. It can also cater to the specific needs of your business, covering damages, theft, and liability issues.
Commercial motor fleet insurance offers coverage for three or more vehicles. The result is a solution that helps business operations run smoothly, all without the hassle of managing individual insurance policies for each vehicle.
Any Driver policy: What does it mean?
With motor fleet insurance, an Any Driver policy means that any licensed driver is covered to operate the vehicles in the fleet without needing to be individually named on the policy. This offers significant flexibility for your business, as it allows any employee to drive any vehicle in the fleet – without the need for specific endorsements or notifications to the insurance provider.
An Any Driver policy is particularly beneficial if your business has multiple drivers or continually changing staff requirements. For instance, a delivery company may hire additional drivers to handle seasonal demand.
However, opt for broad cover like this, and you can expect to pay a higher premium due to the increased risk associated with insuring a wide range of drivers, all with varying levels of experience and driving histories. Furthermore, policies with Any Driver Aged Over 25 coverage have stringent guidelines like a limit on motoring convictions and how long someone has held their driving licence.
Transportation and warehouse insurance
We recognise effective motor fleet insurance extends beyond just vehicle coverage. It involves protecting the entirety of your transport and warehouse operations. To assist our clients in running a more secure, efficient business, we offer a range of added services at cost-effective rates.
These services include:
- Online driver licence checking: Ensure compliance and safety by verifying the credentials of your drivers.
- In-cab cameras: Provide enhanced security and monitoring.
- SmartWater forensics: An extra layer of security, using advanced technology to protect assets against theft.
- Specialist vehicle insurance: Tailored to cover unique or specialised vehicles in your fleet.
These services highlight our dedication to do all we can to help clients maintain manageable insurance costs, while also guaranteeing comprehensive protection for their business operations.
Frequently asked questions
Can’t find an answer to your question? Talk to the Radius customer support team on 0114 261 2020. We’re here to help you with any questions or concerns you may have.
Is motor fleet insurance suitable for businesses of all sizes?
What are the advantages of motor fleet insurance compared to insuring vehicles individually?
What are the advantages of motor fleet insurance compared to insuring vehicles individually?
Can I add or remove vehicles from my motor fleet insurance policy?
Can motor fleet insurance cover vehicles owned by different subsidiaries or branches of a company?
Take control of more than just motor fleet insurance
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Why choose Radius?
With innovative solutions built around the needs of our customers, we've established an international reputation for helping businesses grow sustainably.
Expertise
Our team has over 33 years of experience helping more than 400,000 customers globally.
Trust
We are an internationally-acclaimed provider with numerous awards for our products and services.
Choice
Choose from our range of fleet, mobility and connectivity solutions that can be tailored to suit your needs.
Solutions
Use our award-winning technology and services to save your business time and money.
Can’t find what you are looking for?
The customer support team at Radius has a global reach with over 50 offices to offer local contact with an international presence. Let us know how we can help.
Contact us
UK Fuels, Joseph W Burley and Partners and Milestone Insurance Consultants are owned by Radius Limited, with registered company number 08260702. Registered address: Eurocard Centre, Herald Park, Herald Drive, Crewe, Cheshire, CW1 6EG. Radius Insurance Solutions is a trading name of Joseph W. Burley & Partners (UK) Limited (registered company number 3668469 and FCA reference number 300425) and Milestone Insurance Consultants Limited (registered company number 04587285 and FCA reference number 307191). Authorised and regulated by the Financial Conduct Authority.